Essential Report
Saving
Q. Compared to 12 months ago, are you saving more, saving less or saving about the same? (note – saving includes paying off your mortgage)
Total | Men | Women | Aged 18-34 | Aged 35-54 | Aged 55+ | Work full time | Work part time | Don’t work | |
Total saving more | 28% | 26% | 29% | 41% | 26% | 19% | 35% | 27% | 21% |
Total saving less | 33% | 34% | 31% | 27% | 31% | 40% | 30% | 28% | 40% |
Saving a lot more | 7% | 6% | 7% | 13% | 5% | 4% | 10% | 4% | 5% |
Saving a little more | 21% | 20% | 22% | 28% | 21% | 15% | 25% | 23% | 16% |
About the same | 37% | 38% | 36% | 28% | 42% | 40% | 34% | 44% | 37% |
Saving a little less | 17% | 18% | 16% | 17% | 14% | 20% | 17% | 12% | 20% |
Saving a lot less | 16% | 16% | 17% | 10% | 17% | 20% | 13% | 16% | 20% |
Don’t know | 2% | 2% | 1% | 3% | 1% | 1% | 1% | 1% | 2% |
28% of respondents say they are saving more than they were 12 months ago and 33% are saving less – 37% are saving about the same.
Those aged under 35 tend to be saving more (41% more/27% less) while those aged 55+ are saving less (19% more/40% less).
There is a strong relationship with work status. 35% of those in fulltime work are saving more, 44% of those in part-time work are saving about the same and 40% of those not working are saving less.

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