Essential Report

Christmas Spending on Credit Cards

Dec 5, 2011

Q. How much of your Christmas spending do you put on your credit cards?

All or most of it 23%
A bit more than half 7%
About half 9%
A bit less than half 5%
Not much 17%
None of it 37%
Don’t know 3%

39% say they will put at least half their Christmas spending on credit cards – and a further 22% will put some spending on their credit cards.

Those most likely to use credit cards for at least half their spending were aged 25-34 (49%) and those least likely to use credit cards for Christmas spending were aged 18-24 (22%). Those on higher incomes were much more likely to use their credit cards for Christmas spending – 54% of those on incomes over $1,600pw said they would put at least half on credit cards compared to only 18% of those on incomes under $600pw.

41% of those who say they are very concerned about their level of credit card debt and 54% of those who are somewhat concerned say they will put at least half their Christmas spending on credit cards.

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Credit Card Debt

Dec 5, 2011

Q. How concerned are you about the amount you currently owe on your credit cards?

Very concerned 11%
Somewhat concerned 16%
Not very concerned 27%
Don’t owe anything on credit cards 44%
Don’t know 1%

27% say they are very or somewhat concerned about the amount they owe on their credit cards. Those most concerned were aged 35-44 (35%) and full-time workers (35%). There was little difference across income groups.

12% of those who intend to put more than half their Christmas spending on credit cards say they are very concerned about their current credit card debt and 23% are somewhat concerned.

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Income of Football clubs in Australia

Oct 10, 2011

Q. Football clubs in Australia get their income in a variety of ways.  For each of the following, please indicate if you think it is good or bad source of income for football clubs?

Total Good Total Bad Very Good Good Bad Very Bad Don’t know
Merchandise sales 91% 4% 45% 46% 3% 1% 6%
Corporate sponsorship 90% 3% 45% 45% 2% 1% 6%
Raffles, auctions, competitions 89% 4% 38% 51% 3% 1% 6%
TV broadcasting revenue 87% 5% 37% 50% 4% 1% 8%
Philanthropic donations 76% 8% 29% 47% 6% 2% 16%
Property investment 76% 11% 24% 52% 9% 2% 13%
Poker machines in clubs 33% 57% 7% 26% 28% 29% 10%

Merchandise sales (91%), corporate sponsorship (90%), raffles etc (89%) and TV broadcasting revenue (87%) are regarded to be the better sources of income for football clubs in Australia.

By a difference of 11 points, philanthropic donations and property investment are also regarded as good sources of income by the vast majority of respondents (76%).

Forty three (43) points behind those sources of income are poker machines in clubs, making them the least well regarded source of income for football clubs by a large margin.  Whilst only 33% of respondents regard them as a good source of income, 57% see them as a bad source of income.

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